Bulinski v. State Farm Fire and Casualty Company, Civil Action 16-cv-02066-RPM, U.S. District Court, District of Colorado. Plaintiffs filed claims for breach of contract, statutory unreasonable delay/denial and common law bad faith, seeking about $200,000 in property damage, plus a penalty of double damages, plus attorney fees and costs. Plaintiffs also sought punitive damages. The insurance claim arose when a giant boulder detached from a cliff face about ¼ mile from plaintiffs’ vacation home in Ouray, Colorado and rolled downhill. State Farm denied the claims based on the policy’s earth movement exclusion. Plaintiffs filed their lawsuit and later filed a motion for summary judgment. In response to Plaintiffs’ motion for summary judgment, Marc Levy and Matt Hall filed a cross-motion for summary judgment. The Court disagreed with plaintiffs’ position and determined that there is no insurance coverage for the loss. As a result, the court dismissed all of plaintiffs’ claims.